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SR22 Insurance Illinois
 
 

Urban Insurance has specialized in writing SR-22 policies for the past 4 decades.

 

SR22 is actually the name of the form used by insurance companies to notify the state that an insured has the required insurance coverage. People will sometime refer this car insurance as SR-22, or FR Filing or sometimes as just “Filing” insurance. While insurance is mandatory in Illinois, most drivers are not required to purchase SR22 insurance.

 

If you are required to file an SR22 then an insurance company must submit the form in order to remove a suspension order placed by the Illinois Secretary of State's office on your driving privileges. The reason for the filing is to provide a certification to the Illinois Department of Motor Vehicles that your insurance company has issued a policy of at least the required minimum liability coverage, and that your insurance company will notify the Illinois Secretary of State should the insurance ever lapse for any reason.

 

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